HUB Billing & Payment Options
For questions or assistance contact:
Hamilton Utilities Billing Customer Service
905-546-8630
[email protected].
Hamilton’s water, wastewater and stormwater rates are among the lowest in Ontario. Hamilton has the third lowest water costs in 2024 at $965 for 200 m3/year amongst the cities in our region.
Leak Adjustment Policy
The Policy helps residential customers manage unexpected water leak expenses related to internal plumbing\fixture issues. Qualifying leaks may be adjusted up to $3,000 once every 24 months, ensuring residents are protected from excessive charges.
Utility Billing and Collections Policy
The Utility Billing and Collection Policy By-law 26-004 sets out how the City bills residents for water, wastewater, and stormwater services, and how payments are managed. It explains when and how bills are issued, payment due dates, available payment options, and what happens if a bill is not paid on time, including late fees or further collection steps. The By-law is designed to be fair, consistent, and transparent, while ensuring the City can continue to provide safe and reliable utility services to residents.
Payment Arrangement Policy
We do recognize that high bills can create a financial strain. The City of Hamilton has a Payment Arrangement Policy to help customers manage unexpected charges. As a residential customer, the payment arrangement would be interest-free and can be for a period of up to 24 months.
Water Billing transition from Alectra to Hamilton Utilities Billing (HUB)
The transition from Alectra to HUB will start in mid-April, but will vary based on meter reading and billing cycles. This means some residents will receive their first HUB water bill in April and others in May. Your final Alectra Utilities water bill will include a notice of the transition of water billing to the HUB team.
You will begin to receive your Hamilton Utilities Billing (HUB) water bill, directly from the City of Hamilton through HUB by mail or email (account owners must sign-up for paperless e-billing).
To help with ensuring a smooth transition there are several convenient payment methods:
- Pre-authorized debit (automatic withdrawal)
- Through your bank (online, telephone or in-person)
- Credit card payments through my.hamilton.ca only
- Accepting Visa & Mastercard only (fees apply)
- Credit cards may be used for single payments only (recurring payments not available)
- Maximum payment amount is $1,000
- By mail (cheque payable to “Hamilton Utilities Billing”)
Note: Pre-Authorized Payments (formerly known as PAP) are now referred to as Pre-Authorized Debits (PAD) to reflect official banking standards.
Late Payment Charges
To help avoid late payment charges, please ensure your payment is received by the due date. Payments received after the due date are subject to a late payment charge of 1.25% per month (equivalent to 15% annually) on the outstanding balance.
To further support all residents during the transition, late-payment fees, interest on overdue balances or taxes related to unpaid HUB water bills will not be charged between April and July 1, 2026.
HUB Account Number
You will need your HUB account number to login to the HUB account portal. Your account number will be listed in the top left corner of your HUB water bill, which you should receive at the end of April or beginning of May based on your billing cycle.
If you were previously enrolled with pre-authorized payments through Alectra, and wish to continue to making water billing payments through pre-authorized debit, you must re-enrol with HUB to ensure all account and banking information is current and accurate. Re-enrolment confirms your consent, supports compliance with updated banking and privacy regulations and allows the City to continue offering a smooth, reliable billing experience using your preferred payment method.
If you have already signed up or re-enrolled in PAD, thank you. You will receive a confirmation notice by email or mail, dependent on how you submitted.
All customers are eligible to enrol in the PAD program at any time. Enrolling allows you to conveniently manage your payments. After enrolment automatic withdrawals will begin your next billing cycle.
Enrolment options:
- Visit my.hamilton.ca to enrol in PAD
- Download, print and complete the application form
Mail the completed form to the secure PO Box:
PO Box 7703 Stn. Adelaide, Toronto, ON, M5C 0C6
Note: Toronto PO Box is a secure mail service used to safely receive and process high volumes of sensitive financial documents. It helps ensure reliable service for the City and residents. Please note, it is not a customer service office or billing centre.
Completed forms can also be dropped off in-person at the service counters at Hamilton City Hall 71 Main St W, Hamilton, ON L8P 4Y5
Important: Please ensure your completed form, if dropped off in person, is placed in a sealed envelope to protect your personal information.
For an accessible version of the pre-authorized debit re-enrolment form email [email protected] or call 905-546-8630 or visit my.hamilton.ca.
If you pay through your bank (online, telephone or in person), you will need to add Hamilton Utilities Billing as a new payee with your new HUB account number (found on your first bill).
- Some banks may not yet list “Hamilton Utilities Billing” as a payee for online or mobile banking.
- This is expected as banks update their systems
- All banks are expected to have this available by June 2026
Note: If Hamilton Utilities Billing is not currently listed as a payee with your bank, please use one of the other available payment options.
If you are paying your bill by mailing a cheque, allow enough mailing time to ensure payment is received by the due date.
- Cheques must be payable to: “Hamilton Utilities Billing”
- Write your account number on the front of your cheque; (do not send cash) and mail to:
Hamilton Utilities Billing
City of Hamilton
PO Box 9231 STN A
Toronto ON M5W 3M1
To help avoid late payment charges, please ensure your payment is received by the due date. Payments received after the due date are subject to a late payment charge of 1.25% per month (equivalent to 15% annually) on the outstanding balance.
Financial assistance
The City of Hamilton is committed to assisting households and businesses experiencing difficulties paying their bills. We offer payment arrangements to help keep your account in good standing. You can also check to see if you are eligible to set up a payment arrangement by calling 905-546-8630.
Payment Arrangements
To set up a Payment Arrangement or discuss options, please contact Hamilton Utilities Billing at 905-546-8630, Monday to Friday, 8:30am to 4:30pm. Our customer service team will work with you to create a repayment plan that fits your situation.
There are financial support programs available to assist seniors:
- Low Income Seniors Utility Rebate
- Seniors Utility Rebate - Low-income seniors may qualify for additional financial assistance through the Seniors Utility Rebate
If you currently qualify for the Seniors Property Tax Rebate, you will automatically qualify for the utility rebate, provided the property has an active metered water account. If you’re already receiving the tax rebate, no action is required to start receiving the utility rebate. The utility rebate will appear on the June property tax bill as a credit.
If you are not receiving the Seniors Property Tax Rebate (65+) and want to learn more visit the City's Tax Assistance Programs.
Frequently Asked Questions
As part of the transition of water billing to Hamilton Utilities Billing, customers previously enrolled in pre-authorized payments with Alectra can re-enrol with HUB to continue enjoying the convenience of automatic payments.
The City of Hamilton requires pre-authorized debit re-enrolment to confirm your consent and ensure compliance with updated banking and privacy regulations. Your re-enrolment allows the City to continue providing a secure and reliable billing experience through your preferred payment method.
If you have already signed up or re-enrolled in PAD, thank you. You will receive a confirmation notice by email or mail, dependent on how you submitted. To sign up for pre-authorized debit visit my.hamilton.ca and automatic withdrawals will begin your next billing cycle.
The Toronto PO Box is a secure mail service used to safely receive and process high volumes of sensitive financial documents. It helps ensure reliable service for the City and residents. Please note, it is not a customer service office or billing centre.
Residents also have the option to mail or drop-off PAD re-enrolment forms at Hamilton City Hall, 71 Main Street West, Hamilton, Ontario, L8P 4Y5.
Yes. Hamilton Utilities Billing will assign a new account number for water customers. Electricity account numbers remain the same with Alectra or Hydro One. This new account number will be listed in the top left corner of your HUB water bill.
Yes. You’ll see new branding, but the layout will be familiar.
No. Water rates will remain consistent with those that came into effect January 1, 2026.
The City offers programs and payment plans to help. Additional assistance is available for low-income seniors.
For more information, please visit: hamilton.ca/WaterRates
The City recognizes that the best means of charging for wastewater would be to have separate meters for sewage and water. Unfortunately, the market currently does not have maintenance-free sewage meters for private residences. To install separate meters and maintain them would dramatically increase capital and operating costs. Thus, most municipalities in Ontario base the wastewater charge on the metered water consumption.
For more information about your water meter visit hamilton.ca/WaterMeters